# Bank Reconciliation

Bank reconciliation ensures that the transactions recorded in **SMURPS** match those on your bank statement.  Differences often occur because cheques or payments have not yet cleared.

To reconcile a bank account:

1. Open **Bank Clearance** and select the **Bank Account** and a **Date Range**.
2. Click **Get Payment Entries** to list all unreconciled payment entries and journal entries within the chosen period.
3. Compare each entry with your bank statement.  For payments that have cleared, enter the **Clearance Date**.
4. Once all applicable entries have clearance dates, verify that the **Balance as per bank** matches your statement.  Any mismatch indicates missing or incorrectly dated entries, which should be reviewed.

[![](https://guides.smurps.com/uploads/images/gallery/2025-12/scaled-1680-/image-1764987261919.png)](https://guides.smurps.com/uploads/images/gallery/2025-12/image-1764987261919.png)

Bank reconciliation reports show the *balance as per bank statement* and *balance as per SMURPS*.  Updating clearance dates adjusts the bank balance in the general ledger, ensuring your books reflect the actual bank position.

[![](https://guides.smurps.com/uploads/images/gallery/2025-12/scaled-1680-/image-1764987150230.png)](https://guides.smurps.com/uploads/images/gallery/2025-12/image-1764987150230.png)